:root {
  --ink: #0A2342;
  --muted: #5C6F82;
  --brand: #22A64A;
  --brand-dark: #16823A;
  --brand-2: #2DBA58;
  --navy: #082C5C;
  --navy-dark: #041F49;
  --navy-light: #154D80;
  --accent: #22A64A;
  --accent-2: #64C978;
  --soft: #EEF8F1;
  --soft-2: #EEF4FB;
  --line: #D9E4EE;
  --white: #ffffff;
  --shadow: 0 18px 45px rgba(8, 44, 92, 0.12);
  --shadow-sm: 0 10px 28px rgba(8, 44, 92, 0.09);
  --radius-lg: 28px;
  --radius-md: 18px;
  --radius-sm: 12px;
  --max: 1180px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: Inter, "Segoe UI", Arial, sans-serif;
  color: var(--ink);
  background: #F9FBFD;
  line-height: 1.6;
}
body.nav-open { overflow: hidden; }
a { color: inherit; text-decoration: none; }
img, svg { max-width: 100%; display: block; }
button, input, select, textarea { font: inherit; }
button { cursor: pointer; }
.container { width: min(var(--max), calc(100% - 32px)); margin: 0 auto; }
.section { padding: 92px 0; }
.section-sm { padding: 64px 0; }
.eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 8px 12px;
  border-radius: 999px;
  background: var(--soft);
  color: var(--brand-dark);
  font-weight: 700;
  font-size: 13px;
  letter-spacing: .02em;
}
.eyebrow::before {
  content: "";
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: var(--brand-2);
  box-shadow: 0 0 0 5px rgba(34,166,74,.12);
}
.h1, h1 {
  font-size: clamp(42px, 6vw, 72px);
  line-height: 1.03;
  letter-spacing: -0.045em;
  margin: 18px 0 18px;
}
h2 {
  font-size: clamp(30px, 4vw, 48px);
  line-height: 1.08;
  letter-spacing: -0.035em;
  margin: 0 0 16px;
}
h3 { margin: 0 0 10px; line-height: 1.2; }
p { margin: 0 0 16px; }
.lead { font-size: 18px; color: var(--muted); max-width: 700px; }
.small { font-size: 13px; color: var(--muted); }
.muted { color: var(--muted); }
.center { text-align: center; }
.center .lead { margin-left: auto; margin-right: auto; }

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 9px;
  min-height: 48px;
  padding: 0 20px;
  border-radius: 999px;
  border: 1px solid transparent;
  font-weight: 800;
  transition: .25s ease;
}
.btn-primary { background: var(--brand); color: white; box-shadow: 0 12px 28px rgba(34,166,74,.25); }
.btn-primary:hover { transform: translateY(-2px); background: var(--brand-dark); }
.btn-accent { background: linear-gradient(135deg, var(--navy), var(--navy-light)); color: white; }
.btn-ghost { background: white; border-color: var(--line); color: var(--ink); }
.btn-ghost:hover { border-color: var(--brand-2); color: var(--brand-dark); transform: translateY(-2px); }
.btn-link { color: var(--brand-dark); font-weight: 800; display: inline-flex; gap: 6px; align-items: center; }

.topbar {
  background: var(--navy-dark);
  color: #EAF2FA;
  font-size: 13px;
}
.topbar-inner {
  display: flex;
  justify-content: space-between;
  gap: 24px;
  align-items: center;
  min-height: 36px;
}
.topbar a { font-weight: 700; }
.site-header {
  position: sticky;
  top: 0;
  z-index: 80;
  backdrop-filter: blur(14px);
  background: rgba(249,251,253,.91);
  border-bottom: 1px solid rgba(220,232,230,.75);
  transition: box-shadow .25s ease;
}
.site-header.scrolled { box-shadow: 0 10px 32px rgba(8,44,92,.08); }
.nav {
  min-height: 76px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
}
.logo {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 20px;
  font-weight: 900;
  letter-spacing: -0.03em;
}
.logo-mark { width: 42px; height: 42px; }
.logo small { display: block; font-size: 10px; letter-spacing: .14em; text-transform: uppercase; color: var(--muted); font-weight: 800; }
.nav-links { display: flex; align-items: center; gap: 8px; }
.nav-links a {
  padding: 10px 12px;
  border-radius: 10px;
  font-size: 14px;
  font-weight: 700;
  color: #304861;
}
.nav-links a:hover, .nav-links a.active { background: var(--soft); color: var(--brand-dark); }
.nav-actions { display: flex; align-items: center; gap: 10px; }
.menu-btn {
  display: none;
  width: 44px;
  height: 44px;
  border: 1px solid var(--line);
  border-radius: 12px;
  background: white;
}

.hero {
  position: relative;
  overflow: hidden;
  padding: 84px 0 86px;
  background:
    radial-gradient(circle at 15% 15%, rgba(34,166,74,.13), transparent 28%),
    radial-gradient(circle at 85% 18%, rgba(8,44,92,.10), transparent 26%),
    linear-gradient(180deg, #fbfdfd 0%, #f6fbfa 100%);
}
.hero::before, .hero::after {
  content: "";
  position: absolute;
  border-radius: 50%;
  filter: blur(2px);
  opacity: .5;
}
.hero::before { width: 360px; height: 360px; background: rgba(34,166,74,.08); right: -120px; top: 80px; }
.hero::after { width: 260px; height: 260px; background: rgba(8,44,92,.07); left: -100px; bottom: -80px; }
.hero-grid { display: grid; grid-template-columns: 1.08fr .92fr; gap: 60px; align-items: center; position: relative; z-index: 2; }
.hero-copy strong.highlight { color: var(--brand); position: relative; }
.hero-copy strong.highlight::after {
  content: "";
  position: absolute;
  height: 9px;
  background: rgba(34,166,74,.22);
  left: 0;
  right: 0;
  bottom: 7px;
  z-index: -1;
  border-radius: 999px;
}
.hero-actions { display: flex; flex-wrap: wrap; gap: 12px; margin: 26px 0; }
.trust-row { display: flex; flex-wrap: wrap; gap: 18px; margin-top: 28px; }
.trust-item { display: flex; align-items: center; gap: 10px; color: #405870; font-size: 14px; font-weight: 700; }
.check-dot {
  width: 28px; height: 28px; border-radius: 50%; display: grid; place-items: center;
  background: var(--soft); color: var(--brand-dark); font-weight: 900;
}
.hero-visual { position: relative; min-height: 520px; }
.visual-card {
  position: absolute;
  inset: 34px 0 0 34px;
  background: linear-gradient(145deg, #ffffff, #F0F8F3);
  border: 1px solid #D9E8E0;
  border-radius: 38px;
  box-shadow: var(--shadow);
  overflow: hidden;
  padding: 28px;
}
.visual-card::after {
  content: "";
  position: absolute;
  width: 260px; height: 260px; border-radius: 50%;
  background: rgba(8,44,92,.10); right: -90px; bottom: -70px;
}
.protection-illustration { height: 320px; display: grid; place-items: center; position: relative; z-index: 2; }
.hero-mini {
  position: absolute;
  background: rgba(255,255,255,.96);
  border: 1px solid var(--line);
  box-shadow: var(--shadow-sm);
  border-radius: 16px;
  padding: 14px 16px;
  display: flex;
  align-items: center;
  gap: 10px;
  animation: float 5s ease-in-out infinite;
  z-index: 4;
}
.hero-mini.one { left: 0; top: 84px; }
.hero-mini.two { right: -6px; top: 188px; animation-delay: -1.8s; }
.hero-mini.three { left: 70px; bottom: 6px; animation-delay: -3s; }
.hero-mini .icon { width: 40px; height: 40px; border-radius: 12px; background: var(--soft); display: grid; place-items: center; font-size: 20px; }
.hero-mini b { display: block; font-size: 14px; }
.hero-mini span { color: var(--muted); font-size: 12px; }
@keyframes float { 0%,100% { transform: translateY(0); } 50% { transform: translateY(-10px); } }

.quick-quote {
  margin-top: -36px;
  position: relative;
  z-index: 10;
}
.quote-box {
  background: white;
  border: 1px solid var(--line);
  box-shadow: var(--shadow);
  border-radius: var(--radius-lg);
  padding: 22px;
  display: grid;
  grid-template-columns: 1.2fr 1fr 1fr auto;
  gap: 12px;
  align-items: end;
}
.field label { display: block; font-size: 12px; font-weight: 800; color: #405870; margin: 0 0 6px 4px; }
.input, select, textarea {
  width: 100%;
  min-height: 48px;
  border: 1px solid #d8e4e2;
  border-radius: 13px;
  padding: 0 14px;
  background: #F9FBFD;
  outline: none;
  color: var(--ink);
  transition: .2s ease;
}
textarea { min-height: 130px; padding-top: 12px; resize: vertical; }
.input:focus, select:focus, textarea:focus { border-color: var(--brand-2); box-shadow: 0 0 0 4px rgba(34,166,74,.10); background: white; }

.logo-strip { display: grid; grid-template-columns: repeat(5,1fr); gap: 12px; margin-top: 28px; }
.logo-pill { padding: 14px; border: 1px dashed #CAD9E5; border-radius: 14px; text-align: center; font-size: 12px; font-weight: 800; color: #607589; background: rgba(255,255,255,.75); }

.product-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 18px; margin-top: 38px; }
.product-card {
  background: white;
  border: 1px solid var(--line);
  border-radius: var(--radius-md);
  padding: 24px;
  position: relative;
  overflow: hidden;
  transition: .28s ease;
}
.product-card::after {
  content: "";
  position: absolute;
  width: 90px; height: 90px; border-radius: 50%;
  right: -34px; top: -34px; background: rgba(34,166,74,.08);
}
.product-card:hover { transform: translateY(-6px); box-shadow: var(--shadow-sm); border-color: #BFE2CA; }
.product-icon {
  width: 56px; height: 56px; border-radius: 16px; background: var(--soft); display: grid; place-items: center; font-size: 27px; margin-bottom: 18px;
}
.product-card:nth-child(2n) .product-icon { background: var(--soft-2); }
.product-card ul { padding-left: 18px; margin: 14px 0 20px; color: var(--muted); font-size: 14px; }

.split { display: grid; grid-template-columns: 1fr 1fr; gap: 54px; align-items: center; }
.feature-art {
  min-height: 470px;
  border-radius: 34px;
  background: linear-gradient(145deg, #ECF8F0, #EDF4FB);
  border: 1px solid #D7E5EE;
  position: relative;
  overflow: hidden;
  display: grid;
  place-items: center;
}
.feature-art .orb { position: absolute; border-radius: 50%; background: rgba(255,255,255,.7); }
.feature-art .orb.a { width: 190px; height: 190px; top: -54px; left: -42px; }
.feature-art .orb.b { width: 240px; height: 240px; bottom: -96px; right: -50px; }
.feature-art .panel {
  position: relative;
  z-index: 2;
  width: 74%;
  background: rgba(255,255,255,.9);
  border: 1px solid var(--line);
  border-radius: 24px;
  box-shadow: var(--shadow-sm);
  padding: 24px;
}
.step-list { margin-top: 26px; display: grid; gap: 18px; }
.step { display: grid; grid-template-columns: 42px 1fr; gap: 14px; align-items: start; }
.step-num { width: 42px; height: 42px; border-radius: 13px; background: var(--soft); color: var(--brand-dark); display: grid; place-items: center; font-weight: 900; }
.step p { color: var(--muted); margin: 4px 0 0; font-size: 14px; }

.stats {
  display: grid;
  grid-template-columns: repeat(4,1fr);
  gap: 1px;
  background: var(--line);
  border: 1px solid var(--line);
  border-radius: 24px;
  overflow: hidden;
}
.stat { background: white; padding: 26px; text-align: center; }
.stat b { display: block; font-size: 34px; color: var(--brand-dark); letter-spacing: -.04em; }
.stat span { color: var(--muted); font-size: 13px; }

.testimonials { display: grid; grid-template-columns: repeat(3,1fr); gap: 18px; margin-top: 34px; }
.testimonial { background: white; border: 1px solid var(--line); border-radius: var(--radius-md); padding: 24px; box-shadow: 0 10px 22px rgba(8,44,92,.04); }
.stars { color: #22A64A; letter-spacing: 2px; font-size: 14px; }
.person { display: flex; align-items: center; gap: 12px; margin-top: 20px; }
.avatar { width: 42px; height: 42px; border-radius: 50%; background: linear-gradient(145deg, var(--brand-2), var(--navy-light)); color: white; display: grid; place-items: center; font-weight: 900; }
.person span { display: block; font-size: 12px; color: var(--muted); }

.faq { max-width: 850px; margin: 34px auto 0; display: grid; gap: 12px; }
.faq-item { background: white; border: 1px solid var(--line); border-radius: 16px; overflow: hidden; }
.faq-q { width: 100%; border: 0; background: transparent; text-align: left; padding: 18px 20px; display: flex; justify-content: space-between; gap: 18px; font-weight: 800; color: var(--ink); }
.faq-a { max-height: 0; overflow: hidden; transition: max-height .32s ease; }
.faq-a > div { padding: 0 20px 18px; color: var(--muted); font-size: 14px; }
.faq-item.open .faq-a { max-height: 220px; }
.faq-item.open .plus { transform: rotate(45deg); }
.plus { transition: transform .25s ease; font-size: 20px; }

.cta-band {
  background: linear-gradient(135deg, var(--navy-dark), var(--navy) 48%, var(--brand) 100%);
  color: white;
  border-radius: 30px;
  padding: 44px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 28px;
  overflow: hidden;
  position: relative;
}
.cta-band::after { content: ""; position: absolute; width: 250px; height: 250px; border-radius: 50%; background: rgba(255,255,255,.08); right: -80px; top: -100px; }
.cta-band .lead { color: rgba(255,255,255,.76); }
.cta-band .btn { background: white; color: var(--brand-dark); position: relative; z-index: 2; }

.page-hero {
  padding: 76px 0 58px;
  background: linear-gradient(180deg, #EEF5FB, #F9FBFD);
  border-bottom: 1px solid #DCE6EF;
  overflow: hidden;
  position: relative;
}
.page-hero::after { content: ""; position: absolute; width: 360px; height: 360px; border-radius: 50%; background: rgba(34,166,74,.08); right: -120px; top: -160px; }
.page-hero-grid { display: grid; grid-template-columns: 1.1fr .9fr; gap: 50px; align-items: center; position: relative; z-index: 2; }
.page-hero h1 { font-size: clamp(38px, 5vw, 60px); }
.breadcrumb { color: var(--muted); font-size: 13px; font-weight: 700; }
.breadcrumb a { color: var(--brand-dark); }

.filter-bar { display: flex; flex-wrap: wrap; gap: 10px; justify-content: center; margin: 30px 0 10px; }
.filter-btn { border: 1px solid var(--line); background: white; color: #405870; padding: 10px 15px; border-radius: 999px; font-weight: 800; }
.filter-btn.active, .filter-btn:hover { background: var(--brand); color: white; border-color: var(--brand); }
.plan-card.hidden { display: none; }
.plan-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 18px; margin-top: 28px; }
.plan-card { background: white; border: 1px solid var(--line); border-radius: 20px; padding: 22px; transition: .25s ease; }
.plan-card:hover { transform: translateY(-5px); box-shadow: var(--shadow-sm); }
.plan-tag { display: inline-flex; background: var(--soft); color: var(--brand-dark); border-radius: 999px; padding: 6px 10px; font-size: 11px; font-weight: 900; text-transform: uppercase; letter-spacing: .05em; }
.plan-points { display: grid; gap: 8px; margin: 18px 0; }
.plan-points div { display: flex; gap: 8px; align-items: start; font-size: 14px; color: var(--muted); }
.plan-points div::before { content: "✓"; color: var(--brand); font-weight: 900; }

.process-line { display: grid; grid-template-columns: repeat(4,1fr); gap: 18px; margin-top: 34px; }
.process-card { padding: 22px; border: 1px solid var(--line); border-radius: 18px; background: white; position: relative; }
.process-card .n { width: 34px; height: 34px; border-radius: 10px; display: grid; place-items: center; background: var(--soft); color: var(--brand-dark); font-weight: 900; margin-bottom: 14px; }
.process-card:not(:last-child)::after { content: "→"; position: absolute; right: -16px; top: 47%; color: #95aaa7; font-size: 22px; }

.timeline { max-width: 860px; margin: 40px auto 0; position: relative; }
.timeline::before { content: ""; position: absolute; top: 0; bottom: 0; left: 26px; width: 2px; background: #cfe2df; }
.timeline-item { position: relative; padding-left: 72px; margin-bottom: 28px; }
.timeline-dot { position: absolute; left: 9px; top: 0; width: 36px; height: 36px; border-radius: 50%; background: white; border: 7px solid var(--brand-2); box-shadow: 0 0 0 6px #eef8f6; }
.timeline-card { border: 1px solid var(--line); background: white; border-radius: 18px; padding: 22px; }

.team-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 18px; margin-top: 34px; }
.team-card { background: white; border: 1px solid var(--line); border-radius: 20px; padding: 22px; text-align: center; }
.team-avatar { width: 88px; height: 88px; border-radius: 28px; margin: 0 auto 16px; background: linear-gradient(145deg,#E8F7EC,#EEF4FB); display: grid; place-items: center; font-size: 36px; }

.contact-grid { display: grid; grid-template-columns: .9fr 1.1fr; gap: 34px; align-items: stretch; }
.contact-cards { display: grid; gap: 14px; }
.contact-card { display: flex; gap: 14px; align-items: start; background: white; border: 1px solid var(--line); border-radius: 18px; padding: 18px; }
.contact-card .i { width: 44px; height: 44px; border-radius: 13px; display: grid; place-items: center; background: var(--soft); font-size: 21px; flex: 0 0 auto; }
.form-card { background: white; border: 1px solid var(--line); border-radius: 24px; padding: 26px; box-shadow: var(--shadow-sm); }
.form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
.form-grid .full { grid-column: 1 / -1; }
.form-note { margin-top: 12px; font-size: 12px; color: var(--muted); }
.success-msg { display:none; margin-top: 14px; padding: 12px 14px; background: #EEF9F1; border: 1px solid #CBE8D3; color: #176B37; border-radius: 12px; font-weight: 700; font-size: 13px; }
.success-msg.show { display:block; }

.footer {
  background: var(--navy-dark);
  color: #DCE8F2;
  margin-top: 80px;
}
.footer-main { padding: 56px 0 34px; display: grid; grid-template-columns: 1.6fr .8fr .8fr 1.1fr; gap: 34px; }
.footer .logo { color: white; }
.footer p, .footer a { color: #9fb1bd; font-size: 14px; }
.footer a:hover { color: white; }
.footer h4 { color: white; margin: 0 0 14px; }
.footer-links { display: grid; gap: 9px; }
.footer-bottom { border-top: 1px solid rgba(255,255,255,.08); padding: 18px 0 28px; display: flex; gap: 20px; justify-content: space-between; align-items: start; color: #8297a4; font-size: 12px; }
.reg-note { max-width: 820px; }

.float-help {
  position: fixed;
  right: 22px;
  bottom: 22px;
  z-index: 70;
  display: flex;
  align-items: center;
  gap: 9px;
  background: var(--brand);
  color: white;
  border-radius: 999px;
  padding: 12px 16px;
  box-shadow: 0 14px 34px rgba(34,166,74,.28);
  font-weight: 800;
  font-size: 13px;
}
.float-help:hover { transform: translateY(-2px); }

.reveal { opacity: 0; transform: translateY(22px); transition: opacity .65s ease, transform .65s ease; }
.reveal.visible { opacity: 1; transform: none; }

@media (max-width: 980px) {
  .hero-grid, .split, .page-hero-grid, .contact-grid { grid-template-columns: 1fr; }
  .hero-visual { min-height: 470px; max-width: 640px; width: 100%; margin: 0 auto; }
  .quote-box { grid-template-columns: 1fr 1fr; }
  .product-grid, .plan-grid, .testimonials, .team-grid { grid-template-columns: repeat(2,1fr); }
  .stats { grid-template-columns: repeat(2,1fr); }
  .process-line { grid-template-columns: repeat(2,1fr); }
  .process-card::after { display:none; }
  .footer-main { grid-template-columns: 1.5fr 1fr 1fr; }
  .footer-main > :last-child { grid-column: 1/-1; }
  .nav-links {
    position: fixed;
    left: 16px; right: 16px; top: 118px;
    display: none;
    flex-direction: column;
    align-items: stretch;
    background: white;
    border: 1px solid var(--line);
    border-radius: 20px;
    padding: 12px;
    box-shadow: var(--shadow);
  }
  .nav-links.open { display:flex; }
  .nav-links a { padding: 13px 14px; }
  .nav-actions .btn { display:none; }
  .menu-btn { display:block; }
}

@media (max-width: 680px) {
  .topbar-inner { min-height: 42px; justify-content:center; text-align:center; }
  .topbar-inner > :last-child { display:none; }
  .section { padding: 70px 0; }
  .hero { padding: 60px 0 72px; }
  .hero-grid { gap: 34px; }
  .h1, h1 { font-size: 42px; }
  .hero-visual { min-height: 400px; }
  .visual-card { inset: 20px 0 0 0; border-radius: 28px; }
  .protection-illustration { height: 270px; }
  .hero-mini { padding: 10px 12px; }
  .hero-mini.one { left: -6px; top: 62px; }
  .hero-mini.two { right: -6px; top: 172px; }
  .hero-mini.three { left: 24px; bottom: 4px; }
  .hero-mini .icon { width: 34px; height: 34px; }
  .quote-box { grid-template-columns: 1fr; border-radius: 22px; }
  .product-grid, .plan-grid, .testimonials, .team-grid, .stats, .process-line, .form-grid { grid-template-columns: 1fr; }
  .form-grid .full { grid-column: auto; }
  .logo-strip { grid-template-columns: repeat(2,1fr); }
  .cta-band { padding: 28px; border-radius: 24px; align-items:flex-start; flex-direction:column; }
  .footer-main { grid-template-columns: 1fr; }
  .footer-main > :last-child { grid-column:auto; }
  .footer-bottom { flex-direction:column; }
  .float-help span { display:none; }
  .float-help { width:50px; height:50px; padding:0; justify-content:center; }
}


/* Final Nector Insurance refinements */
html { scroll-behavior: smooth; }
body { overflow-x: hidden; }
.container { width: min(1180px, calc(100% - 40px)); }
.logo span { line-height: 1.05; }
.logo small { margin-top: 5px; line-height: 1.2; }
.footer-contact p { margin: 0 0 9px; line-height: 1.65; }
.footer-contact strong { color: #fff; }
.footer-contact a { display: inline-block; margin: 2px 0; font-weight: 800; }
.contact-hero-panel { width: 82% !important; text-align: center; padding: 28px !important; }
.contact-hero-panel h3 { font-size: 25px; margin: 10px 0 8px; }
.contact-hero-panel .muted { line-height: 1.7; }
.contact-hero-icon { font-size: 50px; animation: gentlePulse 3s ease-in-out infinite; }
.benefit-cards .testimonial { min-height: 230px; transition: transform .28s ease, box-shadow .28s ease, border-color .28s ease; }
.benefit-cards .testimonial:hover { transform: translateY(-7px); box-shadow: var(--shadow-sm); border-color: #BFE2CA; }
.benefit-icon { width: 54px; height: 54px; border-radius: 16px; background: var(--soft); display: grid; place-items: center; font-size: 25px; margin-bottom: 16px; }
.benefit-cards h3 { margin-bottom: 10px; }
.benefit-cards p { color: var(--muted); }
.product-icon, .step-num, .contact-card .i { transition: transform .3s ease, box-shadow .3s ease; }
.product-card:hover .product-icon, .contact-card:hover .i { transform: rotate(-4deg) scale(1.08); }
.contact-card { transition: transform .25s ease, box-shadow .25s ease, border-color .25s ease; }
.contact-card:hover { transform: translateY(-3px); box-shadow: 0 14px 30px rgba(8,44,92,.07); border-color: #BFE2CA; }
.whatsapp-mini { background: #EAF9EF !important; color: #16823A; }

.whatsapp-float {
  position: fixed;
  right: 22px;
  bottom: 22px;
  z-index: 90;
  display: flex;
  align-items: center;
  gap: 10px;
  min-height: 58px;
  padding: 9px 15px 9px 9px;
  border-radius: 999px;
  background: #1faa59;
  color: #fff;
  box-shadow: 0 16px 38px rgba(17, 125, 63, .30);
  transition: transform .25s ease, box-shadow .25s ease, background .25s ease;
  animation: whatsappBreath 2.8s ease-in-out infinite;
}
.whatsapp-float:hover { transform: translateY(-4px) scale(1.02); background: #168f49; box-shadow: 0 20px 44px rgba(17,125,63,.36); }
.whatsapp-icon { width: 42px; height: 42px; border-radius: 50%; background: rgba(255,255,255,.16); display: grid; place-items: center; flex: 0 0 auto; }
.whatsapp-icon svg { width: 29px; height: 29px; }
.whatsapp-label { display: grid; line-height: 1.08; }
.whatsapp-label b { font-size: 13px; }
.whatsapp-label small { font-size: 10px; opacity: .82; margin-top: 3px; }

.hero .highlight { position: relative; display: inline-block; }
.hero .highlight::after { content:""; position:absolute; left:0; right:0; bottom:.04em; height:.18em; border-radius:999px; background:rgba(34,166,74,.22); z-index:-1; transform-origin:left; animation: underlineGrow 1.1s .45s both ease-out; }
.visual-card { animation: cardDrift 7s ease-in-out infinite; }
.feature-art .orb.a { animation: orbFloat 8s ease-in-out infinite; }
.feature-art .orb.b { animation: orbFloat 10s -3s ease-in-out infinite reverse; }
.cta-band::after { animation: orbFloat 9s ease-in-out infinite; }

@keyframes whatsappBreath { 0%,100% { box-shadow:0 16px 38px rgba(17,125,63,.26); } 50% { box-shadow:0 16px 38px rgba(17,125,63,.38), 0 0 0 8px rgba(31,170,89,.07); } }
@keyframes gentlePulse { 0%,100% { transform:scale(1); } 50% { transform:scale(1.08); } }
@keyframes cardDrift { 0%,100% { transform:translateY(0); } 50% { transform:translateY(-7px); } }
@keyframes orbFloat { 0%,100% { transform:translate(0,0) scale(1); } 50% { transform:translate(10px,14px) scale(1.04); } }
@keyframes underlineGrow { from { transform:scaleX(0); } to { transform:scaleX(1); } }

@media (max-width: 980px) {
  .footer-main { grid-template-columns: 1.25fr 1fr 1fr; }
  .footer-contact { grid-column: 1 / -1; max-width: 520px; }
}

@media (max-width: 680px) {
  .container { width: min(100% - 28px, 1180px); }
  .site-header .nav { min-height: 70px; }
  .logo-mark { width: 38px; height: 38px; }
  .logo span { font-size: 14px; }
  .logo small { font-size: 9px; }
  .nav-links { top: 106px; left: 14px; right: 14px; }
  .page-hero { padding: 58px 0 46px; }
  .page-hero h1, .h1, h1 { font-size: clamp(36px, 11vw, 44px); line-height: 1.06; }
  h2 { font-size: clamp(29px, 8vw, 36px); }
  .lead { font-size: 16px; }
  .hero { padding-top: 48px; }
  .hero-actions { align-items: stretch; }
  .hero-actions .btn { width: 100%; }
  .hero-mini span { display: none; }
  .hero-mini b { font-size: 12px; }
  .feature-art { min-height: 390px; border-radius: 26px; }
  .feature-art .panel, .contact-hero-panel { width: calc(100% - 38px) !important; }
  .contact-hero-panel h3 { font-size: 21px; overflow-wrap:anywhere; }
  .contact-card { padding: 16px; }
  .form-card { padding: 20px; }
  .footer { margin-top: 56px; }
  .footer-main { padding-top: 42px; gap: 28px; }
  .footer-contact { grid-column: auto; }
  .whatsapp-float { width: 54px; height: 54px; min-height:54px; padding:6px; right:16px; bottom:16px; justify-content:center; }
  .whatsapp-icon { width:42px; height:42px; background:transparent; }
  .whatsapp-label { display:none; }
}

@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { animation-duration: .01ms !important; animation-iteration-count: 1 !important; scroll-behavior: auto !important; transition-duration: .01ms !important; }
}


/* Nector Insurance brand palette from supplied logo */
.brand-soft-section { background: linear-gradient(180deg, #F0F9F3 0%, #F7FBF8 100%); }
.brand-blue-section { background: linear-gradient(180deg, #F1F6FB 0%, #F8FAFD 100%); }

.site-header::after {
  content: "";
  position: absolute;
  left: 0; right: 0; bottom: -1px;
  height: 2px;
  background: linear-gradient(90deg, transparent, rgba(34,166,74,.75), rgba(8,44,92,.72), transparent);
  opacity: .55;
}
.logo { gap: 12px; }
.logo-mark {
  width: 64px;
  height: 64px;
  object-fit: contain;
  border-radius: 50%;
  background: #fff;
  box-shadow: 0 7px 20px rgba(8,44,92,.12);
  transition: transform .32s ease, box-shadow .32s ease;
}
.logo:hover .logo-mark { transform: translateY(-2px) scale(1.035); box-shadow: 0 12px 26px rgba(8,44,92,.16); }
.logo span { color: var(--navy); }
.footer .logo span { color: #fff; }
.logo small { color: var(--brand-dark); letter-spacing: .12em; }

.nav-links a:hover, .nav-links a.active {
  background: linear-gradient(135deg, rgba(34,166,74,.10), rgba(8,44,92,.06));
  color: var(--navy);
}
.nav-links a.active { box-shadow: inset 0 0 0 1px rgba(34,166,74,.12); }

.btn-primary { background: linear-gradient(135deg, var(--brand), #37B85B); color: #fff; }
.btn-primary:hover { background: linear-gradient(135deg, var(--brand-dark), var(--brand)); box-shadow: 0 16px 34px rgba(34,166,74,.28); }
.btn-accent { background: linear-gradient(135deg, var(--navy), var(--navy-light)); color: #fff; box-shadow: 0 12px 28px rgba(8,44,92,.18); }
.btn-accent:hover { transform: translateY(-2px); background: linear-gradient(135deg, var(--navy-dark), var(--navy)); }
.btn-ghost:hover { border-color: rgba(34,166,74,.55); color: var(--navy); box-shadow: 0 8px 22px rgba(8,44,92,.07); }
.btn-link { color: var(--navy); }

.hero {
  background:
    radial-gradient(circle at 12% 16%, rgba(34,166,74,.14), transparent 30%),
    radial-gradient(circle at 88% 18%, rgba(8,44,92,.12), transparent 30%),
    linear-gradient(180deg, #FCFEFD 0%, #F1F7FB 100%);
}
.hero::before { background: rgba(34,166,74,.09); }
.hero::after { background: rgba(8,44,92,.07); }
.hero-copy strong.highlight { color: var(--navy); }
.hero-copy strong.highlight::after { background: rgba(34,166,74,.24); }
.visual-card {
  background: linear-gradient(145deg, #FFFFFF, #EFF8F2 56%, #EEF4FB);
  border-color: #D9E6EE;
}
.visual-card::after { background: rgba(8,44,92,.07); }
.hero-brand-emblem {
  position: absolute;
  right: 24px;
  bottom: 22px;
  width: 92px;
  height: 92px;
  object-fit: contain;
  border-radius: 50%;
  background: rgba(255,255,255,.92);
  box-shadow: 0 12px 26px rgba(8,44,92,.13);
  z-index: 3;
  animation: logoFloat 6s ease-in-out infinite;
}
.hero-mini { border-color: #D8E5EE; }
.hero-mini .icon { background: linear-gradient(145deg, #EEF8F1, #EEF4FB); }
.check-dot { background: #EAF8EE; color: var(--brand-dark); }

.quote-box { border-color: #D7E4EE; }
.input, select, textarea { border-color: #D4E0EA; background: #FBFCFE; }
.input:focus, select:focus, textarea:focus { border-color: var(--brand); box-shadow: 0 0 0 4px rgba(34,166,74,.10); }

.eyebrow { background: #EDF8F0; color: var(--navy); }
.eyebrow::before { background: var(--brand); box-shadow: 0 0 0 5px rgba(34,166,74,.12); }
.product-card::after { background: rgba(8,44,92,.05); }
.product-icon, .step-num, .contact-card .i, .process-card .n { background: linear-gradient(145deg, #EEF8F1, #EEF4FB); color: var(--navy); }
.product-card:nth-child(2n) .product-icon { background: linear-gradient(145deg, #EEF4FB, #EEF8F1); }
.plan-tag { background: #EEF8F1; color: var(--navy); }
.stats { background: #D9E4EE; border-color: #D9E4EE; }
.stat b { color: var(--navy); }
.timeline::before { background: #CFDEE9; }
.timeline-dot { border-color: var(--brand); box-shadow: 0 0 0 6px #EDF8F0; }

.cta-band { background: linear-gradient(135deg, var(--navy-dark) 0%, var(--navy) 52%, var(--brand) 115%); }
.cta-band .btn { color: var(--navy); }
.page-hero { background: linear-gradient(180deg, #EFF5FB, #FBFCFE); }
.page-hero::after { background: rgba(34,166,74,.09); }
.filter-btn.active, .filter-btn:hover { background: linear-gradient(135deg, var(--navy), var(--brand)); border-color: transparent; }

.footer { background: linear-gradient(180deg, #041F49 0%, #031833 100%); }
.footer p, .footer a { color: #AFC1D2; }
.footer-bottom { color: #91A6B8; }
.whatsapp-float { background: #25D366; box-shadow: 0 16px 38px rgba(23,143,73,.30); }
.whatsapp-float:hover { background: #1FB85A; }

.logo-strip .logo-pill { border-color: #CAD9E5; background: rgba(255,255,255,.88); color: var(--navy); }
.logo-pill:hover { border-style: solid; border-color: rgba(34,166,74,.45); box-shadow: 0 10px 24px rgba(8,44,92,.06); transform: translateY(-2px); }
.logo-pill { transition: transform .25s ease, box-shadow .25s ease, border-color .25s ease; }

@keyframes logoFloat { 0%,100% { transform: translateY(0) rotate(0deg); } 50% { transform: translateY(-7px) rotate(1.5deg); } }

@media (max-width: 980px) {
  .logo-mark { width: 58px; height: 58px; }
}
@media (max-width: 680px) {
  .logo { gap: 8px; }
  .logo-mark { width: 48px; height: 48px; }
  .logo span { font-size: 13px; max-width: 120px; }
  .logo small { font-size: 8px; letter-spacing: .08em; }
  .hero-brand-emblem { width: 68px; height: 68px; right: 12px; bottom: 12px; }
}